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HCEA Member Benefits

A summary of your benefits from Jay Kaminski and Mortgage Associates, Inc.

Closing Cost Reductions

1) Mortgage Associates, Inc., will give you a rebate of closing costs equivalent to your annual dues from HCEA. This is currently $103.

2) Your appraisal fee is reduced from $300 to $225, when the appraisal is performed by Monumental Appraisal Services, Inc.

3) Your title examination fee is waived saving you at least $150, when the title work is performed by Hickory Ridge Title Corp.

The bottom line is you save over $300 in the usual and customary closing costs.

Best Interest Rates

You will receive our promise you will receive the best interests we can find from the dozens of lenders that we correspond with. Our mission is to seek out and offer the best rates and terms that are available nationwide.

Polite, Professional Service

The only way we are allowed to continue to do business with HCEA members is to offer polite, prompt and courteous service.



For complete information about your HCEA benefits contact:

Jay Kaminski, Mortgage Associates, Inc.
(410) 772-0001

David Heath, Monumental Appraisal Services, Inc.
(410) 740-0990

Christine Sadler, Hickory Ridge Title Corp.
(410) 730-9671

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